PM Awas Yojana 2024 – प्रधानमंत्री आवास योजना ग्रामीण सूची
The scheme known as Pradhan Mantri Awas Yojana (PMAY) is the housing scheme of the Indian Government, where the government intends at offering affordable houses to everyone by the year 2024. Launched in 2015, PMAY has two main components: PMAY Urban (PMAY-U) and PMAY Rural (PMAY-R) that focuses on the urban poor and the rural poor and respectively. Even now, as we are moving towards 2024 one of the significant plan for providing housing for EWS, LIG, and MIG is this scheme.
- In this article, you will learn all the essential information about the PM Awas Yojana 2024 such as the operation details of the process for applying online, eligibility criteria, the dates for the submission of the applications and others. We will also highlight the frequently asked questions (FAQs) that will assist you in what we consider as scheme optimisation.
Overview : PM Awas Yojana 2024
| Feature | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana (PMAY) |
| Launch Year | 2015 |
| Current Year Focus | PM Awas Yojana 2024 |
| Target | Affordable housing for all by 2024 |
| Components | PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G) |
| Beneficiaries | EWS, Low-Income Groups (LIG), and Middle-Income Groups, MIG |
| Subsidy on Loan | Interest subsidy up to 6.5% for eligible beneficiaries |
| Application Mode | Online and Offline |
| Official Website | pmaymis.gov.in |
Importance of PM Awas Yojana 2024
As India strives towards becoming a developed nation, housing remains a critical issue. The PM Awas Yojana 2024 plays a significant role in achieving the government’s vision of “Housing for All.” By offering financial assistance and subsidies, PMAY ensures that even the economically weaker sections have access to affordable housing.
PM Awas Yojana Gramin (PMAY-G) 2024
The PM Awas Yojana Gramin (PMAY-G) component specifically targets rural areas, ensuring that families living in rural India have access to safe and affordable housing. PMAY-G focuses on providing financial assistance for the construction of pucca houses in rural areas.
Key Features of PMAY-G 2024:
- Financial Assistance: The scheme provides up to ₹1.2 lakh in plain areas and ₹1.3 lakh in hilly/difficult areas for the construction of a new house.
- Focus on Quality: Houses built under PMAY-G are designed to be disaster-resilient, ensuring safety during natural calamities.
- Target Beneficiaries: Priority is given to those living in dilapidated houses, homeless families, and those living in kachha houses.
Eligibility Criteria for PM Awas Yojana 2024
Eligibility for PM Awas Yojana 2024 is determined by several factors, including income, location, and ownership status. Here’s a breakdown of the eligibility criteria:
Income Groups:
- Economically Weaker Sections (EWS): Annual income up to ₹3 lakh.
- Low-Income Group (LIG): Annual income between ₹3 lakh to ₹6 lakh.
- Middle-Income Group (MIG-I): Annual income between ₹6 lakh to ₹12 lakh.
- Middle-Income Group (MIG-II): Annual income between ₹12 lakh to ₹18 lakh.
Other Eligibility Criteria:
- Ownership: The applicant or any member of the family should not own a pucca house in their name across India.
- Age Limit: Applicants should be between 21 and 55 years of age.
- Women and SC/ST Preference: Women, SC/ST, and other vulnerable groups are given preference under the scheme.
Application Process for PM Awas Yojana 2024
The application process for PM Awas Yojana 2024 can be done both online and offline. Here’s a step-by-step guide to help you apply:
Online Application Process:
- Visit the Official Website: Go to pmaymis.gov.in.
- Select ‘Citizen Assessment’: Under this tab, choose the appropriate option based on your eligibility.
- Enter Your Aadhaar Number: This is mandatory for identity verification.
- Fill in the Application Form: Provide all necessary personal, income, and residential details.
- Submit the Application: Once completed, submit the form and take a printout for future reference.
Offline Application Process:
- Visit the Nearest Common Service Centre (CSC): Obtain the PMAY application form.
- Fill the Form: Carefully fill in the required details.
- Submit the Form: Submit the completed form along with the necessary documents at the CSC.
- Collect the Acknowledgment Slip: This will help you track your application status.
Important Dates for PM Awas Yojana 2024
| Event | Date |
|---|---|
| PMAY 2024 Launch | January 1, 2024 |
| Application Start Date | January 10, 2024 |
| Last Date to Apply | December 31, 2024 |
| PMAY List 2024 Release Date | March 2024 onwards |
| Subsidy Credit to Beneficiaries | Within 3-4 months of application approval |
How to Check PM Awas Yojana List 2024
Once you’ve applied for PMAY, it’s essential to keep track of the beneficiary list. Here’s how you can check the PM Awas Yojana List 2024:
- Visit the Official Website: Go to pmaymis.gov.in.
- Navigate to the ‘Search Beneficiary’ Section: Enter your Aadhaar number.
- View the List: If your name is on the list, you will be able to see the details. If not, keep checking regularly as the list is updated periodically.
FAQs About PM Awas Yojana 2024
1. What is the PM Awas Yojana 2024?
PM Awas Yojana 2024 is an initiative by the Indian government to provide affordable housing to all eligible citizens, focusing on the economically weaker sections, low-income groups, and middle-income groups.
2. Who is eligible for PM Awas Yojana 2024?
Eligibility is primarily based on income, with specific criteria for EWS, LIG, MIG-I, and MIG-II groups. Applicants should not own a pucca house and must meet other criteria such as age and preference for vulnerable groups.
3. How can I apply for PM Awas Yojana 2024?
You can apply online through the official website pmaymis.gov.in or offline by visiting a Common Service Centre (CSC) and filling out the application form.
4. What is the interest subsidy offered under PMAY 2024?
The scheme offers an interest subsidy of up to 6.5% on housing loans for eligible beneficiaries, depending on their income group.
5. When is the last date to apply for PM Awas Yojana 2024?
The last date to apply for PMAY 2024 is December 31, 2024.
6. How can I check my name on the PM Awas Yojana List 2024?
You can check the PMAY list by visiting the official website and entering your Aadhaar number under the ‘Search Beneficiary’ section.
7. What is the application fee for PMAY 2024?
The application process is free if done online. However, if you apply offline through a Common Service Centre (CSC), a nominal fee may be charged.
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